Gain total control of your money with zero‑based budgeting.
YNAB uses a zero‑based budgeting method that encourages users to assign every dollar to a specific job, from bills and goals to true‑expense sinking funds. Real‑time syncing, clear reports, and proactive guidance make it easier to break paycheck‑to‑paycheck cycles and build savings on purpose. **Key Features:** • Zero‑based, envelope‑style budgeting • Multi‑device sync for partners and families • Goal tracking and age‑of‑money insights • Detailed spending and trends reports • Education resources and live workshops
